Ngaphansi kwegama elithi Klarna ngakho-ke kukhona kokubili ibhange elinikeza isevisi yokuhlehliswa kwenkokhelo kanye nensizakalo ngokwayo. Igama elifanayo nalo lohlelo lokusebenza ongaphatha ngalo yonke into. Kodwa ingabe ukuhlehliswa kwenkokhelo kunikezani ngempela futhi kusebenza kanjani?

Lokho uKlarna akunikezayo ngokusebenzisana ne-e-commerce ehlukahlukene kungenzeka ukhonkolo thola ukuthunyelwa kwemikhiqizo ofisa ukuyithenga ngokukhokha ngokushesha ingxenye yesithathu yenani, bese uyikhokha yonke ngezitolimende ezimbili ezilandelayo (ngakho-ke uhlelo lokukhokha lumisiwe).

Nokho kuyenzeka ukukhokha amanani ngaphambi kokuphela kwesikhathi sezitolimende ngokwazo, phakathi kwezinye izinto ngokukwazi ukusizakala ngokukhokha ngokudluliswa kwebhange, umbandela okuhlangatshezwana nawo yilabo abangafuni 'ukulayisha ngokweqile' inkokhelo. ikhadi.

Ngaphambi kokubona ngokucacile ukuthi isevisi isebenza kanjani, sifuna ukukukhomba lokho izinkokhelo zivikelekile ngo-100%., ukusebenzisa amasistimu wokubethela athuthuke kakhulu, isici okufanele sithathwe kancane uma kucatshangelwa lokho uhlelo lwesitolimende lusebenza ngenxa yokuxhumana nekhadi lokukhokha.

le Ukuthenga ku-inthanethi zikhule kakhulu ngokuhamba kwesikhathi, ngakho-ke izindlela zokukhokha ngezitolimende zokusetshenziswa kwe-e-commerce nazo ziphindaphindekile. Phakathi kwezixazululo ezihlangabezana nalabo abafuna ukuthenga ngezitolimende kuwebhu, ngaphandle kwenzalo, siphinde sithole Klarna enikezwa yibhange elinegama elifanayo.

I-Klarna yinkampani yangaphandle (ihhovisi elibhalisiwe liseSweden) esebenzisa aamashumi eminyaka okuhlangenwe nakho futhi okuholele ekutheni ibe ngesinye sezikhungo ezinkulu zezikweletu zaseYurophu. Ibhange laseSweden nalo linehhovisi e-Italy (ikakhulukazi eMilan), nakwamanye amadolobha amakhulu aseYurophu.

Kafushane, lapho ukhetha indlela yakho yokukhokha nge-Klarna, unezinketho ezimbili:

• inkokhelo ngezitolimende (ngezitolimende ezi-3 akukho nzalo esebenzayo);
• inkokhelo eyodwa ngokukhetha umsebenzi we-Pay Now (lesi sixazululo singasetshenziswa futhi ukukhokha izitolimende ezihlukahlukene kusengaphambili).

I-NB Ukusebenzisa i-Klarna akuhlinzeki nje kalula ekuphatheni izinkokhelo, kodwa futhi ukuvikelwa uma kwenzeka ukuthenga izinkinga. Isici okufanele usikhumbule nalapho ukhetha umsebenzi 'wokukhokha manje' njengenye indlela yezinye izixazululo ezisheshayo noma zebhalansi (ikhadi lokukhokha, ukudluliselwa kwebhange, njll.).

Ukuze uqonde ukuthi isevisi yesitolimende isebenza kanjani, ake siqale ezidingweni ezidingekayo ukuze usebenzise i-Klarna. Ikakhulukazi kuyadingeka:

• ube ne-smartphone ehambisana nohlelo lokusebenza lwe-Klarna okufanele ilandwe (izinhlelo zokusebenza ezamukelekayo ziyi-iOS ne-Android);
• ube mdala;
• ube nekhadi lokukhokha elisebenza kumasekhethi e-Visa noma e-Mastercard (i-American Express ayamukelwa okwamanje);
• ukuthenga kwesinye sezitolo ezixhumene ne-Klarna(uma ikhona njengento engenzeka izofakwa ohlwini lwezinhlelo zokukhokha ezikhethwayo, nakuba ezikhathini eziningi insizakalo yokwandisa izokhangiswa kabanzi esizeni).

Ukuze usebenzise i-Klarna udinga futhi ukusebenzisa i-akhawunti yomuntu siqu, okufanele uyibhalisele. Le nqubo ingaqalwa ngokuqondile ngohlelo lokusebenza noma ku-PC, kodwa ngisho nangokuthatha umzila wakamuva, yonke into kusafanele iqedwe ngohlelo lokusebenza. Eqinisweni, indlela eya ku-PC ihlala isebenza ekufakweni kohlelo lokusebenza oluhambisanayo ku-smartphone yakho. Ngisho nangokwengeziwe, ukuze 'uthole' uhlelo lokusebenza kusukela ku-PC ungaqhubeka:

• ngokuskena kwe Ikhodi ye-QR (kutholakala ekhasini lewebhu lesizindalwazi esisemthethweni);
• ngokuya kumsebenzi wokulanda we-PC bese ufaka inombolo ye-smartphone lapho isixhumanisi ongasikhetha sithunyelwa khona ukuya esitolo sesistimu yakho yokusebenza bese ulandela inqubo yokulanda uhlelo lokusebenza bese ulufaka.

Uma uhlelo lokusebenza selufakiwe kufanele udale i-akhawunti yakho yomuntu siqu. Ukuze wenze lokhu udinga ulwazi olulandelayo:

• inombolo yocingo;
• ikheli le-imeyili;
• ikheli lamanje lokukhokha (Ukunakwa! Esigabeni se-FAQ kucacisiwe ukuthi ukuqondana phakathi kwekheli lokukhokha lamanje nekheli lokuthumela kukhulisa amathuba okuba nombono omuhle ngezicelo zezitolimende);
• inombolo kanye nemininingwane yedebhithi noma ikhadi lesikweletu elizosetshenziselwa ukudonsa izitolimende.

Uma isigaba sokubhalisa sesiqediwe, sidlulela esigabeni sokuqinisekisa umazisi, okwenzeka ngokulayisha isithombe sikamazisi (okumele ngabe asiphelelwa yisikhathi).

QAPHELA Inqubo yokubhalisa idingeka kuphela okokuqala. Ukuze ushintshe noma wengeze amakhadi okukhokha, uzokwenza lokho usendaweni yakho siqu, ufinyelela njalo ngohlelo lokusebenza.

Ake sithi uthenge Nextsolutionitalia.it (isibonelo ngokukhetha i-PC ngezitolimende) nokuthi usufikile ekhasini ukuze ukhethe izindlela zokukhokha. Lapha kuzodingeka sikhethe u-Klarna. Kuleli qophelo, njengoba sekushiwo, sinamathuba amabili:

1. Khokha manje, okuzosenza sikhokhe zonke izindleko ngesixazululo esisodwa, futhi ngokudluliswa kwebhange (usebenzisa i-inthanethi banking);
2. Khokha kancane kancane, okuhlanganisa ukukhokhwa kwengxenye yesithathu yenani kanye nezinkokhelo ezilandelayo ngezitolimende ezengeziwe ezimbili eziyohlale zikhokhiswa ekhadini lokukhokha elixhunywe ku-akhawunti yakwa-Klarna.

Ngakho-ke, ngamafuphi sizoba nenani elihlukaniswe ngamanani amathathu alinganayo, eyokuqala ikhokhiswe ngokushesha, eyesibili ngemva kwezinsuku ezingu-30 futhiisitolimende sokugcina ngemva kwezinsuku ezingu-60. Konke ngaphandle kwenzalo.

Usizo lungatholakala ngengxoxo engatholakala njalo ngohlelo lokusebenza (ngemuva kokungena ngemvume). Uma kunalokho ufuna ukusebenzisa i-imeyili ikheli ozolisebenzisa lithi [i-imeyili ivikelwe]. Kukhona futhi ithuba lokusebenzisa ifomu esizeni, noma thintana nesigaba se-FAQ ukuze uthole imibuzo evame ukubuzwa.